Fees If you choose to deposit your Interac Email Money Transfer through online banking at a participating financial institution, there is no fee. However, any financial institution may choose to change their service plans and fee structure at any time. Please contact the appropriate financial institution for more information on potential Interac Email Money Transfer fees. If your financial institution does not yet offer the Interac Email Money Transfer service, or if you don't bank online, you can provide your banking information and have the money deposited to any Canadian bank account. The deposit usually takes 3 – 5 business days to process and a $2.50 fee will be deducted from the deposit amount. (Note: this fee is rising to $4.00 effective September 14, 2008.)